"The bill I can't pay in one hit."
The VAT bill,
handled.
A panel lender pays HMRC directly and your company repays monthly - deadline met, cash still in the business. For UK limited companies and LLPs.
See what you qualify for →✓ £0 to check ✓ Soft search only ✓ Free to use - the lender pays us, never you
Why companies use it
Paid straight to HMRCNo cash leaves your account for the bill - the lender settles it directly, on time.
Deadline-speed decisionsComplete checks reach matched lenders within one working hour; decisions typically follow in hours.
Soft search to checkSee your options as a limited company without any mark on your credit file.
Every quarter, two clicksOnce you're set up, next quarter's bill is a re-run, not a re-application.
How much do you need? - no sign-up
£24,000
Monthly repayment
Total repayable£26,736
Cost of credit - shown, not hidden£2,736
Check eligibility - 2 mins, soft search
Illustrative, from representative panel rates - your quote states exact figures. Free to use.
Is it right for you? The honest version.
A good fit when
- UK ltd company or LLP with a VAT or corporation tax bill due
- Trading 6+ months with filed accounts
- Want to keep working capital in the business
Not the right tool for
- Sole traders and partnerships (we'll say so straight away)
- Bills already deep into HMRC enforcement - talk to HMRC first about Time to Pay
- Companies with no trading history
Straight answers
Will HMRC know or mind?
Paying a tax bill with finance is routine and HMRC receives the money on time, which is what they care about. Interest on the finance is a normal business cost.
How fast can it complete?
Checking takes 2 minutes. Complete requirements typically get lender decisions in hours, with HMRC paid often within 1-2 days of acceptance.
What does it cost?
The calculator above shows the full picture - monthly, total, and cost of credit - from representative panel rates. Your quote states your exact figures before you commit. Using Finneus costs you £0.
Keep reading
Check eligibility - 2 minutes →
Soft search · no obligation · a straight answer either way · how Finneus is paid