"We're ready to grow - we just need the capital."
Cash for the
next move.
Term loans from £5,000 to £500,000 for UK limited companies - secured or unsecured, fixed monthly repayments, terms that fit the plan rather than the lender.
See what you qualify for →✓ £0 to check ✓ Soft search only ✓ Free to use - the lender pays us, never you
Why companies use it
Fixed monthly repaymentsOne number every month for the life of the loan - no surprises, easy to plan around.
Almost any business purposeGrowth, stock, hiring, refit, refinance - if the plan makes sense, the panel will look at it.
Secured or unsecuredUp to around £250k often unsecured for established companies; security unlocks larger amounts and finer rates.
Settle early, pay lessMost panel lenders reduce the cost if you repay ahead of schedule - your quote states the exact terms.
How much do you need? - no sign-up
£30,000
Monthly repayment
Total repayable£36,840
Cost of credit - shown, not hidden£6,840
Check eligibility - 2 mins, soft search
Illustrative, from representative panel rates - your quote states exact figures. Free to use.
Is it right for you? The honest version.
A good fit when
- Ltd companies trading 12+ months with revenue to support repayments
- Clear purpose for the money
- Directors comfortable with a personal guarantee (usually required)
Not the right tool for
- Pre-revenue startups (asset or invoice routes may fit better)
- Consolidating debt that's already unaffordable
- Sole traders
Straight answers
How much could we borrow?
A common rule of thumb across the panel is up to roughly one month's revenue for shorter terms, more with security or strong profitability. The check gives you a real answer in minutes.
Do we need a business plan?
No - lenders on our panel work from filed accounts, bank statements and the basics of the requirement. No decks, no essays.
Personal guarantees?
Usually required for unsecured lending to ltd companies. It's a serious commitment - we say so plainly, and your quote spells out exactly what's asked.
Keep reading
Check eligibility - 2 minutes →
Soft search · no obligation · a straight answer either way · how Finneus is paid