"The van/machine/line would pay for itself - if we had it."
The kit pays for
itself.
Fund vehicles, machinery and equipment for your limited company, spread over the working life of the asset - from £10,000 to £500,000 through specialist panel lenders.
See what you qualify for →✓ £0 to check ✓ Soft search only ✓ Free to use - the lender pays us, never you
Why companies use it
The asset is the securityBecause the kit secures the deal, rates are often finer and personal guarantees lighter than unsecured routes.
New or used, dealer or auctionPanel lenders fund both - including refinancing kit you already own to release cash.
Spread over working lifeMatch repayments to the years the asset earns, not an arbitrary term.
Tax-efficient structuresHire purchase and leasing treat capital allowances and VAT differently - your accountant will have a view; quotes show both where relevant.
How much do you need? - no sign-up
£30,000
Monthly repayment
Total repayable£50,520
Cost of credit - shown, not hidden£20,520
Check eligibility - 2 mins, soft search
Illustrative, from representative panel rates - your quote states exact figures. Free to use.
Is it right for you? The honest version.
A good fit when
- Vehicles, plant, machinery, equipment with a resale market
- Companies replacing hire costs with ownership
- Refinancing owned assets to release working capital
Not the right tool for
- Highly bespoke or unsellable equipment (harder - but ask)
- Assets you'll outgrow before the term ends
- Sole traders
Straight answers
Hire purchase or lease?
HP ends in ownership; leasing keeps payments lower with options at the end. Your quote can show both routes priced side by side.
Can we refinance kit we own?
Yes - sale-and-HP-back releases cash against owned assets. Valuation drives the amount.
Deposit needed?
Often the VAT plus first payment; some lenders go lower on strong assets. Your quote states it exactly.
Keep reading
Check eligibility - 2 minutes →
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