"The work is done. The money just isn't here yet."

Owed more than
you're holding?

Release up to 90% of invoice value the day you raise it, instead of waiting 30-90 days - rolling facilities for UK limited companies that sell to other businesses.

See what you qualify for →
✓ £0 to check  ✓ Soft search only  ✓ Free to use - the lender pays us, never you

Why companies use it

Paid on day oneRaise the invoice, draw most of it immediately - the balance (minus fees) follows when your customer pays.
Grows with turnoverThe facility scales with your sales ledger automatically - no re-applying as you grow.
Confidential optionsYour customers need never know a funder is involved with confidential invoice discounting.
Bad-debt protection availableOptional cover if a customer fails - priced in your quote, never hidden.

Is it right for you? The honest version.

A good fit when

  • B2B companies invoicing on 30-90 day terms
  • Growing firms where the ledger outpaces the bank balance
  • Recruiters, wholesalers, manufacturers, agencies

Not the right tool for

  • B2C businesses (card advance likely fits better)
  • Contracts with staged/milestone billing (possible - but specialist)
  • Sole traders

Straight answers

Whole ledger or single invoices?

Both exist on the panel - selective (fund one invoice) or whole-ledger (best rates). We match to how lumpy your needs are.

Will customers know?

Only if you choose factoring, where the funder collects. Confidential discounting keeps collection with you.

What does it cost?

Typically a service fee on turnover plus a discount rate on funds drawn - your quote shows both in pounds on your real numbers. Finneus costs you £0.

Check eligibility - 2 minutes →
Soft search · no obligation · a straight answer either way · how Finneus is paid