"Money out beats money in - some months."
Bridge the dip,
keep moving.
Short-term working capital for UK limited companies - sized to the gap, repaid as money lands. For the months where timing, not trading, is the problem.
See what you qualify for →✓ £0 to check ✓ Soft search only ✓ Free to use - the lender pays us, never you
Why companies use it
Sized to the dipBorrow what the gap actually needs, not a round number that costs more than it should.
Fast by designCashflow problems don't wait - checks in minutes, decisions typically in hours.
Shorter terms welcome3-6 month facilities are normal here; you're not locked into years for a timing problem.
Repay as money landsSettle early when the invoices clear and most lenders reduce the cost.
How much do you need? - no sign-up
£15,000
Monthly repayment
Total repayable£16,710
Cost of credit - shown, not hidden£1,710
Check eligibility - 2 mins, soft search
Illustrative, from representative panel rates - your quote states exact figures. Free to use.
Is it right for you? The honest version.
A good fit when
- Seasonal dips or lumpy client payments
- A large order to fund before payment arrives
- Bridging a known, dated gap
Not the right tool for
- Covering sustained losses - finance delays that conversation, it doesn't fix it (we'll say so)
- Companies without visibility of money coming in
- Sole traders
Straight answers
How is this different from a loan?
Same mechanics, different shape: shorter terms, faster decisions, sized to a specific gap. If a longer term fits better, we'll route you to the loan panel instead.
What will lenders look at?
Bank statements do the talking - they show the dip and the money that follows it. Filed accounts support the picture.
What does it cost?
Shorter money carries higher monthly rates but lower total cost - the calculator shows both, honestly. Finneus costs you £0.
Keep reading
Check eligibility - 2 minutes →
Soft search · no obligation · a straight answer either way · how Finneus is paid